Privacy Policy

Account info: your email address and display name when you sign up (with email, Apple, or Google), plus your app language, so notifications and the sign-up verification and password-reset emails reach you in it, and your notification settings.

Group & expense data: the groups you create or join, the members you add (including the names of people who have not joined yet), expenses, splits, settlements, notes, comments, categories, recurring bills, trip plans, budgets and, in business groups, clients, vendors, tax and mileage entries.

Photos you attach: receipt photos on expenses, including receipts saved from a scan, and payment-proof photos on settle-ups. They are stored in our private file storage and are visible to the members of that group.

Income & budgets: an income you enter for income-based splitting, and an optional personal monthly income and personal budgets for your own planning.

Payment methods: if you save a way to be paid, such as a PayPal or Venmo username, a cashtag, a UPI ID, a Pix key, an email address or phone number for Interac, Zelle or PayNow, or bank details such as an IBAN, or if you upload a payment QR code, we store it so the people you share a group with can pay you. Halvy never moves, holds, or processes money.

Feedback: if you send feedback, your message, the contact email you give us, and your app version and platform, linked to your account. We keep it for 180 days, then it is deleted automatically.

Device: a push-notification token, only if you turn on notifications.

Halvy itself collects no usage analytics, shows no ads, and uses no advertising or tracking SDKs. Google’s ML Kit, which reads receipt text on your phone, sends Google technical information about that feature, such as device type and performance, that is not linked to your account. Receipt photos are read on the phone; only the ones you attach are uploaded, to our storage.

This website: if you tap the heart on an article, we add one to that article’s total. That total is the only thing stored: no account, no cookie, no IP address, and nothing that could identify you or link one tap to another. Whether you have tapped it is remembered in your own browser and never sent to us.

Camera and photo library: only when you take or choose a photo to attach to an expense or a settle-up, to scan receipts, or to upload your payment QR code, and, on iPhone, to add an image you choose to save, such as a trip recap, to your photos.

Microphone and speech recognition: only while you are holding the mic to speak an expense. Halvy uses your phone’s own speech recognition and asks for it to run on the device where your language supports it; otherwise Apple’s or Google’s speech service processes the audio. Halvy does not record or keep audio.

Notification access (Android, optional): if you turn on auto-capture, Halvy reads notifications from the payment apps you approve so it can offer to add an expense. It processes them on the phone and does not store or transmit notification text. The one exception is a merchant you explicitly tell Halvy to stop capturing: that name is saved to your account so the choice applies on your other devices.

Notifications: a push token, only if you turn on notifications. Notifications about your groups, such as a new expense, a settle-up or a reminder, pass through Expo and Apple or Google to reach your phone.

Data you add to a group is visible to its members. Your saved payment methods and payment QR code are visible to the people you share a group with. Your exact income is never shown to other members, only a derived split percentage, and only if you choose income-based splitting. Your personal monthly income and personal budgets are visible only to you.

Settle-up reminders: a member of your group can share a reminder through another app, such as a messaging app, to someone who owes money, including a person who does not use Halvy. The message names who owes whom, the group and the amount and, if the person who is owed has saved a default payment method, includes that payment detail (for example a username, email address, phone number or bank details, but never a payment QR code) and, for some services, a payment link, so they can be paid. Halvy does not send the reminder itself; it goes wherever the member who shares it chooses.